Independent Medicare cost guidance
Learn where Medicare cost help may come from and how to compare plan choices. State agencies administer Medicare Savings Programs, Medicare Extra Help can assist eligible people with Part D costs, and Medicare Advantage benefits vary by plan and area.
Disclosure: This is an advertising link. Senior Assistance Pro may receive compensation if you click. It opens a third-party options experience; we do not determine eligibility or enroll you.
Start with the question you have
Choose a starting point, then confirm the details with the agency, plan, or official Medicare source that applies to you.
Premiums and cost sharing
Question: Need help with Medicare premiums or cost sharing? Destination: Your state Medicaid agency and Medicare Savings Programs
Your state Medicaid agency may help pay Medicare Part A or Part B premiums and other Medicare cost sharing if you meet state rules. Eligibility and program details vary by state.
Prescription drug costs
Question: Need help with Part D prescription drug costs? Destination: Medicare Extra Help
Extra Help can help people who meet the program rules with Medicare Part D premiums, deductibles, and prescription drug costs. Social Security and Medicare determine eligibility.
Plan benefits
Question: Comparing Medicare plan benefits? Destination: Review your current plan documents
Some Medicare Advantage plans offer a Part B premium reduction, and benefits vary by plan and area. Review current plan documents and compare coverage, drugs, networks, and total costs.
A practical comparison checklist
A plan feature is only one part of the decision. Use your current plan documents, medication list, and provider information to compare the coverage and costs that matter to you.
Our resource hub explains the programs in more detail. The guides are educational; they do not make an eligibility decision for you.
Understand state-administered help with Medicare premiums and cost sharing.
Learn how eligible people can get help with Medicare Part D costs.
Explore the full collection of senior benefit and Medicare guides.
A clear starting point is useful, but only the responsible agency or plan can confirm what applies to you.
No. Reading these resources or browsing plan options does not enroll you, change your coverage, or establish eligibility. The relevant state agency, Social Security, Medicare, or plan makes those determinations.
Your state Medicaid agency processes Medicare Savings Program applications and applies state rules. Medicare Savings Programs may help with premiums and cost sharing, but eligibility varies by state.
Extra Help is assistance with Medicare Part D prescription drug costs for people who meet the program rules. Social Security and Medicare determine eligibility and the assistance available to you.
No. A Part B premium reduction is a plan feature, not a universal Medicare benefit. Availability and amounts vary by plan and service area, so review current plan documents.
Compare the coverage you need, your prescriptions and pharmacies, provider networks, premiums, deductibles, copays, and expected total costs. Medicare.gov and the plan's current documents provide the details.
You can review third-party plan options on your own. Browsing does not enroll you or determine whether you qualify. Compare the details with official Medicare information and your current plan documents.
Disclosure: This is an advertising link. Senior Assistance Pro may receive compensation if you click. It opens a third-party options experience; we do not determine eligibility or enroll you.